Top 10 Reasons to Use THEInsuranceAdvisor.COM

THEInsuranceAdvisor.COM (TIA) is the most accepted form of life insurance products research available in the financial services industry.

1. Only THEInsuranceAdvisor.COM publishes patented pricing and performance research
2. Only THEInsuranceAdvisor.COM is accepted by the AICPA for independent client representation.
3. Only THEInsuranceAdvisor.COM is endorsed by the New York Bankers Association (NYBA) for Uniform Prudent Investor Act (UPIA) compliance.
4. Only THEInsuranceAdvisor.COM research reports are compliant with the Financial Industry Regulatory Authority (FINRA) for use with all types of life insurance products
5. Only THEInsuranceAdvisor.COM gives Irrevocable Life Insurance (ILIT) Trustees the research needed to justify Trust-Owned Life Insurance (TOLI) expenses for UPIA Section 7 compliance.
6. Only THEInsuranceAdvisor.COM gives ILIT Trustees the research needed to set reasonable performance expectations for invested assets underlying TOLI cash values for UPIA Section 2 compliance.
7. Only THEInsuranceAdvisor.COM supports the ILIT Trustee’s duty to investigate the suitability of TOLI holdings (whereas other policy review offerings actually disclaim suitability).
8. Only THEInsuranceAdvisor.COM gives CFP®s the research needed to measure up to the new fiduciary standard of care (that went into effect January 2009).
9. Only THEInsuranceAdvisor.COM research reveals when proposed rates and terms are actually among best-available rates and terms (BART).
10. Only THEInsuranceAdvisor.COM benchmarks are derived from the industry’s largest and most up-to-date database of pricing and performance information for life insurance products.

TIA offers tools that will satisfy your client’s life insurance policy needs:

• Use our Policy Pricing Calculator (PPC) to calculate what your client SHOULD be paying, and if/when the existing holdings are priced higher than they should be…
• Use Confidential Policy Evaluator (CPE) Research Reports to reveal underlying cost of insurance charges (COIs), fixed administration expenses (FAEs), cash-valued-based “wrap fees” (e.g. M&Es), and premium loads for both industry benchmark averages and/or for a client’s actual policy holding(s).

If you are not currently a subscriber, click here to get up to 3 Confidential Policy Evaluator (CPE) research reports under our 90-day NO-risk trial subscription and to have complete access to our Tool Box.